Below, you’ll find a list of common questions that you may need answered before you enroll
Open Enrollment for 2019 runs from November 1 – December 15. This is the period of time when anyone can enroll in an individual health insurance plan for the 2019 plan-year.
A Special Enrollment Period (SEP) allows people to enroll in a plan outside of the Open Enrollment Period. To be eligible for an SEP, you must have undergone a qualifying life event like: Getting married, having a child or losing employer coverage. If you’re eligible, you have 60 days from the qualifying life event to enroll in a plan.
Highmark networks of hospitals and health care providers give you plenty of options to choose from that are close to home.
To check your prescriptions, visit the RX Formulary or drug benefit tool. It lists all prescription drugs that are covered by Highmark plans.
In an emergency, your insurance is always counted as in-network no matter where you use it. Outside of an emergency, there’s a good chance that you’ll have to pay more out-of-pocket costs at a UPMC facility or with a UPMC provider. Visit HighmarkAnswers.com to learn more.
You may be eligible for financial help. A health insurance subsidy or tax credit could reduce your insurance costs. A subsidy or tax credit might also enable you to enroll in a more robust plan that better suits your needs. You can learn more and apply at healthcare.gov.
Starting November 1, we can help you enroll online. You must be enrolled by December 15 for coverage beginning January 1, 2019.
Have questions? Give us a call at
We want to help you make the right decision for you and your family. See how the plans, doctors and hospitals available in your area will change for 2019.