Move Ahead with More in 2020

Move Ahead with More in 2020

Many of our plans for 2020 will now include:

  • NEW $0 copay on many commonly used prescriptions
  • NEW lower annual deductibles
  • NEW free telemedicine visits

 

And, as always, you can continue to rely on:

  • Free PCP visits - up to 2
  • 2 free visits for mental health and substance abuse
  • $0 preventive screenings and routine wellness exams
  • $0 immunizations and vaccinations
  • $0 contraceptives
  • BlueCard®  - for nationwide in-network access to routine and emergency care

 

Go More Places with BlueCard® 

With BlueCard®, you have in-network access to 96% of hospitals and 95% of doctors across all 50 states for routine and emergency health care.* Get the same quality of coverage you get at home when you’re away. Simply locate a provider online at bcbs.com/find-a-doctor.

Know Your Formulary for 2020

The list of the drugs that your plan covers is called a "formulary." Here are some of the things you should know:

  • NEW for 2020, most plans feature $0 copays for many commonly used prescriptions.
  • A plan's formulary categorizes prescription drugs into 1 of 4 tiers. Each tier has a different cost-sharing structure.
  • You can save money when your doctor prescribes drugs covered in the lower tiers, which includes generic drugs and some brand-name drugs, while higher tiers cover both brand-name and generic.
  • Highmark uses a closed formulary – which means your plan only covers prescriptions that are listed on the formulary.**

 Check to see if your prescriptions are covered by reviewing the formulary.

Where to go: Check out West Virginia's Hospital List

What's the key to a great health care experience? It starts with having high-quality care close to home. With a Highmark health plan, all hospitals in West Virginia are in-network, plus you don’t need a referral to see a specialist.

Search all doctors and hospitals near you

Get the Power of Your Health Plan in the Palm of Your Hand

The Highmark app lets you:

  • Access your virtual member ID card from anywhere
  • Find in-network doctors, hospitals, and urgent care facilities near you
  • Compare costs of procedures
  • See recent claims activity
  • View plan information for covered family members

And more

Have Questions? Schedule a Call

Schedule a call and get the answers you need, on your terms.