Move Ahead with More in 2020

Move Ahead with More in 2020

Many of our plans for 2020 will now include:

  • NEW $0 copay on many commonly used prescriptions
  • NEW lower annual deductibles
  • NEW free telemedicine visits

 

And, as always, you can continue to rely on:

  • Free PCP visits - up to 2
  • 2 free visits for mental health and substance abuse
  • $0 preventive screenings and routine wellness exams
  • $0 immunizations and vaccinations
  • $0 contraceptives
  • BlueCard® - for nationwide in-network access to routine and emergency care

 

Go More Places with BlueCard®

With BlueCard®, you have in-network access to 96% of hospitals and 95% of doctors across all 50 states for routine and emergency health care.* Get the same quality of coverage you get at home when you’re away. Simply locate a provider online at bcbs.com/find-a-doctor.

Know Your Formulary for 2020

The list of the drugs that your plan covers is called a "formulary." Here are some of the things you should know:

  • NEW for 2020, most plans feature $0 copays for many commonly used prescriptions.
  • A plan's formulary categorizes prescription drugs into 1 of 4 tiers. Each tier has a different cost-sharing structure.
  • You can save money when your doctor prescribes drugs covered in the lower tiers, which includes generic drugs and some brand-name drugs, while higher tiers cover both brand-name and generic.
  • Highmark covers prescriptions that are listed on the formulary. If your doctor feels there is a medical reason for you to use a non-formulary drug rather than a covered alternative drug, you or your doctor may ask that the non-formulary drug be covered by requesting an exception.

 Check to see if your prescriptions are covered by reviewing the formulary.

Where to go: Check out Delaware's In-Network Hospital List

What's the key to a great health care experience? It starts with having high-quality care close to home. See which facilities are in-network, including labs,  testing facilities, imaging centers, and more.

Search all doctors and hospitals near you

Get the Power of Your Health Plan in the Palm of Your Hand

The Highmark app lets you:

  • Access your virtual member ID card from anywhere
  • Find in-network doctors, hospitals, and urgent care facilities near you
  • Compare costs of procedures
  • See recent claims activity
  • View plan information for covered family members

And more

Have Questions? Schedule a Call

Schedule a call and get the answers you need, when you need them.