HIPAA is the Health Insurance Portability and Accountability Act of 1996. HIPAA was enacted to improve the efficiency and effectiveness of the American health care system.

What does HIPAA do?

The law includes provisions to:

  • Protect the privacy and security of individually identifiable protected health information
  • Protect health insurance coverage for workers and their families when they change or lose jobs
  • Establish standards and requirements for the electronic transmission of certain health care information
  • Require organizations exchanging information for health care transactions to follow national implementation guidelines
  • Standardize the amount you can save per person in a pre-tax medical savings account
  • Broaden information on insurance reform and provide detailed explanations

For detailed information on HIPAA, including the 5 "titles" (provisions) that make up the HIPAA legislative act, please read our HIPAA Overview.